How buyers from India purchase in Dubai: funding through the Liberalised Remittance Scheme, the process, and the visa options.
Indian resident individuals can remit up to USD 250,000 per financial year under the RBI's Liberalised Remittance Scheme, and purchase of property overseas is a permitted purpose, subject to current RBI and tax rules. Buyers should also check tax collected at source and take advice from a chartered accountant.
Under the Liberalised Remittance Scheme, resident individuals may remit up to USD 250,000 per financial year (April to March) through authorised banks for permitted purposes, and the purchase of property overseas is listed as one of them. Amounts above the limit need prior RBI permission. Tax collected at source can apply to such remittances, and rules are updated, so confirm the current position with your bank and a chartered accountant.
Resident Indians and non-resident Indians are treated differently for foreign-exchange purposes, and funds held in different account types follow different rules. Tell us which applies to you so we can structure the payment schedule around when your funds can be transferred.
Staged off-plan payment plans can help buyers who transfer funds in instalments. We lay out the exact payment dates so you can plan remittances ahead of each milestone.
Buying property worth AED 2 million or more may qualify you to apply for the 10-year Golden Visa, subject to conditions. A shorter investor residency route may apply for lower values. We confirm current eligibility for your purchase.
Tell us your budget, goals and timeline. We shortlist off-plan and resale options and confirm current availability.
Pay a reservation deposit to secure the unit. Reservation terms differ by developer and by resale seller.
Sign the sale agreement: the SPA with the developer for off-plan (registered through Oqood), or the Form F for resale. If you cannot attend, a power of attorney lets someone sign for you.
Follow the payment plan, or complete the resale payment at transfer. Fees typically include around 4% DLD transfer fee plus commission on resale; we confirm exact costs upfront.
The sale is registered with the Dubai Land Department and, on completion, title is issued in your name.
Tell us your budget and where you are buying from, and we will explain the practical steps.
Yes. Indian citizens can buy freehold property in Dubai's designated areas. Funding from India must follow RBI rules such as the Liberalised Remittance Scheme.
Resident individuals can remit up to USD 250,000 per financial year under the Liberalised Remittance Scheme, which lists purchase of property overseas as a permitted purpose. Check the current rules and any tax collected at source with your bank.
On a resale purchase, budget around 4% Dubai Land Department transfer fee, a trustee fee, about AED 580 for the title deed and typically 2% agency commission, so roughly 6 to 7% in total. Off-plan fee structures differ, and we confirm exact figures upfront.
General information, not legal, tax, financial or immigration advice. Prices, availability, payment plans and rules change; we confirm current terms before you commit.
