Work out the real cost of buying, your monthly mortgage payment and your rental yield before you commit. Indicative figures, free to use, nothing is stored.
Estimates based on typical resale fees; VAT may apply to commission and bank fees are extra. Off-plan fees differ.
Illustrative repayment calculation. Actual rates, fees and eligibility depend on the lender. We can introduce you to mortgage brokers who compare lenders.
Estimate only. Excludes vacancy, letting fees and rent changes. Check current rents for the specific building.
Buyers typically budget around 4% Dubai Land Department transfer fee, a DLD trustee fee of roughly AED 2,000 to 4,000 plus 5% VAT depending on the price band, about AED 580 for the title deed, and typically 2% agency commission. That is roughly 6 to 7% on top of the price. Off-plan purchases direct from a developer can differ, and we confirm the exact figures for each deal.
UAE Central Bank rules set maximum loan-to-value ratios. For resident expats buying a first property up to AED 5 million the maximum is generally 80% (a 20% down payment), lower above that value and for non-residents, and lower again for off-plan. Each bank also applies its own criteria, so we confirm what applies to your situation.
Gross yield is annual rent divided by the purchase price. Net yield subtracts running costs such as service charges, maintenance and any letting fees before dividing. Actual returns vary with vacancy, rent changes and costs, so treat the result as an estimate.
No. They give indicative figures from the numbers you enter and the typical fee structures described above. Rules, rates and fees change, so we confirm everything for your specific purchase before you commit.
Tell us what you are looking at and a licensed agent will work out the full costs, finance options and likely yield, with no obligation.
